How much does physical therapy cost?

So you need physical therapy. Maybe you have insurance with a “coinsurance” amount, which means that you will be responsible for a percentage of the total bill… so you should definitely care what’s being billed. Or maybe you have a large deductible. How will you choose where to go for physical therapy?

Don’t pay more for the same service.

To make a very long story short, hospitals (aka HOPTs or “hospital owned physical therapy clinics”) are allowed to charge A LOT more than independent clinics. To make it even more confusing, clinics OWNED BY HOSPITALS can also charge A LOT more. How do you know if a clinic is owned by a hospital? You have to ask how they bill.

Another type of clinic, physician owned physical therapy clinics (aka POPTs) are also allowed to charge A LOT more for physical therapy services. Basically, the physician is allowed to bill under their provider number at a higher rate than a physical therapy alone could. How do you know if a clinic is owned by a physician? You have to ask how they bill.

Many times, the gigantically inflated rates that get billed are filtered down to “allowable charges” by the insurance companies. If you are paying privately, however, those inflated charges may be passed directly to you. They can also be passed along in deductibles, which is especially important considering the popularity of high-deductible insurance plans.

At Mobile Rehab, we bill according to the rates set by Medicare and are in network with many private insurances. If you ever have questions about your bill or need to set up a payment plan, you can call and speak to the owner. Try doing that with a hospital system!

Mobile Rehab In home Physical Therapy

Learn about In-Home Physical Therapy covered by insurance.